The CFPB and the FTC Team Up to Target Deceptive Mortgage Ads
The FTC and the Consumer Financial Protection Bureau have announced that they are beginning a broad series of investigations into […]
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Has There Been Significant HAMP Oversight?
It is pretty well-known that HAMP has not been the government’s most successful program. Although it was expected to assist
Non-Profit Seeking To Buy and Forgive Debts
An offshoot of Occupy Wall Street is organizing to purchase and forgive bundles of debts. The group, called Rolling Jubilee, will
One Man’s Perfect Credit Score; Five Ways To Improve Yours; Ten Things You Didn’t Know About It
I recently read this article about Tom Pavelka, an Ohio resident with a near-perfect credit score (848/850). Although Mr. Pavelka and his
Five Considerations for Couples Considering Bankruptcy AND Divorce
It is an unfortunate truth that some couples facing financial hardship are also considering dissolving their marriage. Here are five
The CFPB Is Now Accepting Complaints About Credit Reporting
The Consumer Financial Protection Bureau is now accepting complaints about credit reporting via its online tool. These complaints are actually reviewed —
Consumer Financial Protection Bureau to Oversee Debt Collectors Beginning January 2, 2013
In the new year, the CFPB will be regulating the debt collection industry. This represents the first time that one federal
Just When You Thought A Debt Collector Couldn’t Sink Any Lower. . .
One of the hazards of being an attorney is that, sooner or later, very little will shock you. I thought
Credit Reports and Household Debt — An Infographic
I stumbled upon this infographic not too long ago. It has some interesting information regarding how credit scores are factored.
The National Mortgage Settlement and Dual Tracking
On October 2, 2012, the National Mortgage Settlement’s servicing regulations went into effect. One of the provisions that people often