An Example of Mortgage Securitization Local Prairie Bank issues as many loans as it possibly can issue without over-extending itself. […]

Whitney and Bart Smith: Deed In Lieu of Foreclosure Whitney and Bart Smith own a home in the DuPage County

Morgan Gibson: A Constructive Contract Claim As the financial crisis deepened, Morgan, a marketing executive, realized that he could no

Mark Jones: Recording a Creditor Phone Call As part of his consumer defense strategy, Mark has been advised to record

Miranda Baker: Discharge Violation Miranda, a former United States Marine Captain, filed a Chapter 7 bankruptcy in August 2010 and

FDCPA Claims Based on Recorded Phone Calls As you may recall from our previous encounter with Mark Jones, he was

The Automatic Stay The automatic stay is one of the more powerful protections available to a person who has filed

Consumers and Adversary Proceedings People filing for bankruptcy can also bring adversary proceedings. These are almost always brought against creditors

Amy Collins: Chapter 7 & Foreclosure Defense Amy’s home in Addison, Illinois, is worth 25% less than the value of

Dave Johnson, Riverside, Illinois: Chapter 7 Dave earns $5,000 a month and is an associate attorney at a family law