How to deal with past medical debt in Illinois
Routinely checking one’s credit report can be a good habit to get into. Sometimes, it will alert an individual to […]
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CFPB report sheds light on illegal debt collection practices
Late last month, the Consumer Financial Protection Bureau released a report citing illegal practices among some American debt collectors and
Forget About Trump, Look At Our Blighted Neighborhoods
Dawn Turner Trice, a columnist for the Chicago Tribune, wrote a great column today. She took the opportunity to turn the
Why Collecting Time-Barred Debts Hurts Consumers
The FDCPA Defense Blog recently published a post decrying the Consumer Financial Protection Bureau and FTC’s position regarding debt collectors attempting to
The evolution of mortgage modification litigation
In the wake of the most recent financial crisis, many homeowners who had either lost their homes to foreclosure or
20% of Vacant Properties In Chicago Have Been Empty For More Than Five Years
That’s right. According to the Chicago Reporter, one in five vacant properties in Chicago have been empty for more than five
How to use credit cards when rebuilding your credit score
The idea that you could possibly use credit cards for your benefit when recovering from overwhelming debt seems counterintuitive. However,
Why individuals get bogged down in credit card debt
We have previously discussed the fact that the American public generally views debt differently in the wake of the 2008
Why We Need To Create New Rules For Debt Collection Lawsuits
Judge Jonathan Lippman, New York’s chief judge, recently proposed a new set of rules for debt collection lawsuits filed in
Beware of payday lenders for numerous reasons
When you have fallen a few hundred dollars short of what you need to pay your bills, eat and put